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Buy Here Pay Here Auto Financing near Tampa Bay

Getting financed for a new or used auto has never been simpler. Residents of Tampa Bay and all surrounding areas can pre-qualify online for financing at a local buy here pay here car dealers.
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Tampa Bay Buy Here Pay Here Car Dealers
Approval Amount Calculator
Loan Approval Requirements

Getting Financed in Tampa Bay Has Never Been Simpler



We have partnered with buy here pay here car dealers across the United States so that we may offer easy auto financing to people with tarnished credit. While standard car dealers often deny poor credit applicants, our dealers get people into cars every day, despite negative credit report marks such as late payments, bankruptcy, repossession, or simply no credit history at all.

Our online pre-qualification form is considered cutting-edge in the industry, because it can connect you, faster than ever, with a buy here pay here dealer who can help you. Our Tampa Bay area dealerships spring into action as soon as they receive the information from local people who need a car but are experiencing bad credit of some type.


To begin the online qualification process, specify your location in the form box at the top of this page. From there you will go to the pain-free application form. After you submit your information and your BHPH vehicle requirements, you will be contacted by a specialist who is best-fit to help you.

Believe it or not there are local buy-here-pay-here dealerships located throughout Tampa Bay . So the key is to find the one that is closes to your area. Finding the buy here pay here dealership or car lots will not be that hard, but finding the best will require some work but with the help from the network of BHPH dealers in Tampa Bay partnered with buy-herepay-here.com, it will be just that easier for you.

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Find out what the requirements are for loan approval click the tab for Buy Here Pay Here Loan Approval Requirements.

Laurie K. has just submitted an application to in house finance car lots in Tampa Bay.
May 18, 2013 - 6:46 pm

Select a credit profile that most closely matches your credit situation
700+   (good credit)
625     (fair credit)
575     (subprime credit)
525     (poor credit)
No credit history
Do not include utilities, and exclude car payment if you plan to trade-in
Rent or Mortgage
Credit Cards
Garnishments
Other Loans
Enter your monthly income amount before taxes are deducted
Monthly Income
$0.00
Begin the approval process
To get an exact loan amount, you will need to enter some more information. It takes about 3 minutes.
Zip Code
Buy Here Pay Here Application Requirements
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These are the basic minimum loan criteria that most dealer financing programs require:
  • At least $1,500 gross income per month if your credit score is below 625
  • No auto repossessions within the last year, unless included as part of a bankruptcy
  • Financing is for car purchases at our authorized licensed car dealer partners
  • Financing is availble to United States and Canadian Residents over 18 years of age
  • For Chapter 7 Bankruptcy, the 341 Meeting of Creditors must have been completed
  • For Chapter 13 Bankruptcy, Authorization to Incur Debt from the Trustee is required
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